About Us
Expert in Reverse Mortgage is powered by Loan Factory, the best mortgage platform in the US.
Company Profile
Loan Factory is a private mortgage broker company headquartered in San Jose, California.
Our mission is to provide AMAZINGLY LOW mortgage rates combined with great customer service. We believe that we can accomplish both these goals with the use of technology and the willingness to help our customers.
In order to achieve these goals, we
- Work with select lenders who have great, low rates.
- Reduce overhead costs, such as advertising, and operate efficiently using superior technology.
- Provide clients with real-time rate quotes and rate alerts and inform you when it’s the best time.
- Improve customer service by automatically updating borrowers’ loan status.
- Build trust by not collecting any funds until the rate is locked. At that time, the only fee collected is the appraisal fee which is refundable in the case of a no cost loan.
You're in Good Hands With Loan Factory
Expert in Reverse Mortgage
About Joey
“I strive to help my clients make an educated decision about taking the right loan product available for them. We will achieve this goal with professional coaching, transparency and integrity.”
I was shaped to become who I am right now by the diverse experiences gained in various disciplines throughout my professional journey:
📚 A Teacher at Heart: My passion for learning and teaching has been the cornerstone of my career. As a former teacher, I thrived on the joy of sharing knowledge and empowering others. This background has instilled in me the value of clear communication, ensuring you understand every step of your loan journey.
🕵️ The Investigator’s Touch: Transitioning into an investigator sharpened my attention to detail and commitment to integrity. Meticulous with documents, I bring a level of diligence to the loan process that sets me apart. Your financial goals deserve nothing less than a thorough and trustworthy approach.
💻 IT Consultant’s Insight: Being an IT consultant brought a technological edge to my skill set. The dynamic world of technology demands adaptability, a quality I seamlessly integrate into my approach. Leveraging IT expertise, I navigate the digital landscape with efficiency, ensuring a streamlined and secure loan process for you.
⛪ Pastor and Community Servant: Beyond the world of finance, I am honored to serve as a pastor in a local church. This role has deepened my understanding of community needs and reinforced the importance of trust, compassion, and integrity in all aspects of life, including your financial endeavors.
💼 Why Choose Me? Whether you are a first-time homebuyer, a seasoned real estate investor, or someone looking to refinance, my multi-faceted background ensures a comprehensive and client-focused approach. Your financial goals deserve nothing less than a well-rounded expert.
Let’s embark on this financial journey together, where your dreams and aspirations meet practical solutions. I’m here to turn your visions into reality – your financial success is my priority.
I am Joey I. Narciso – A Loan Officer That You Can Count on!